Children on the Edge
  • DONATE
    • Ukraine Appeal
  • COUNTRIES
    • Country Overview
    • BANGLADESH >
      • Kutupalong
      • Cox's Bazar & Doharazi
    • INDIA
    • LEBANON
    • MYANMAR
    • UGANDA >
      • Jinja
      • Karamoja
      • Kyaka II
    • UKRAINE
  • ABOUT US
    • WHO WE ARE
    • Contact Us
    • 2022 Highlights
    • Annual Report
    • Awards
    • Meet the team
    • Our Story
    • Our Values
    • Our Partners
  • OUR WORK
    • OUR WORK Overview
    • Working on 'the Edge'
    • Safe Spaces
    • Child Rights
    • Refugee Education
    • Early Childhood Development
    • Cluster Learning In Uganda
    • Supporting Slum Communities
    • Tackling Caste Discrimination
    • Ending Child Sacrifice
  • GET INVOLVED
    • Get Our Email Updates
    • Autumn Raffle
    • Fundraise For Us
    • Challenge Events >
      • Virtual Challenge
      • Run The London Marathon
    • Schools
    • Trusts & Foundations
    • Corporate Partnerships
    • The Body Shop at Home
    • Volunteer
    • Shop
  • LATEST STORIES
Picture

LATEST STORIES

Click to donate

Over 90% of our small business loan recipients in Uganda now feed their children better and send them to school

9/11/2018

 
Picture
BECOME A DONOR
For the last 18 months, since the success of our pilot education loans in Masese II, the Child Protection Teams (CPTs) we support in Uganda have been expanding the scheme in Loco, Masese I and Masese III.

Education loans are small business loans given via the CPTs to the most vulnerable households, enabling them to create a source of income which covers the costs of providing for their children and sending them to school.

After the most needy households are identified, people are invited to attend a series of training workshops, which include a focus on saving, small business training and opportunities to form self help groups.

These ‘education loans’ have gone from strength to strength, with an external evaluation in September 2017 stating how loans have ”boosted the economic capacity of respective households to meet their needs such as education, food [and] medical care…”

To receive the loan, a prospective business owner will make a business plan and write an application with support from the CPT. They are given a timeframe within which to pay it back, by which time they have a thriving business, a child in school and a good knowledge of how to manage their own finances.

The external report included feedback from many recipients including a mother from Masese III who said “I thank God for bringing Children on the Edge, because I was really struggling but they gave me 200,000 Ugandan shillings and I am now able to educate my children, buy books, feed my children and even pay rent. Although there has been a problem with hunger in the community, my situation has not been as bad as it would have been without Children on the Edge support. That capital helped me to start a small business where I sell tomatoes and silver fish”.

Repaid loans are then available to be passed on to someone else in need. With recipients paying a little interest, the loan pot can gradually grow, in order to help an increasing number of households. The repayment of the loan with a little interest also teaches business and budgeting skills, rather than dependency, and makes the fund itself sustainable.

A community evaluation of the ‘Most Significant Changes’ in the area, facilitated in January 2018 showed how the development of a ‘savings culture’ had significantly improved the financial status of those involved. Robina from Masese II described how “I was able to start saving as well as reserve some money to send my five children to school, provide them with basic needs and scholastic materials. So basically I am happy because my children are back to school and I can provide for the family needs as a single parent.”

The workshops introduce the benefits of saving and give hints and tips on how to put money aside, even through times of financial stress. Each person attending has a trial period of demonstrating they can save money and budget, before they are given their first loan.

Over 90 people are currently participating in the loan scheme, nearly half of whom are supporting five or more children. Not only have over half these people increased their savings, but an incredible 92% have reported that they are now able to feed their children twice a day. 93% are also now able to send their children to school, maintaining regular attendance.

​Find out more about the difference these loans make in people’s lives by reading Lydia and Irene’s stories. Just click their images below:
Picture
Picture
RECEIVE OUR NEWSLETTER
MAKE A DONATION

Support us

  • Give monthly Give monthly
  • Fundraise for us Fundraise for us
  • Receive our emails Receive our emails


Comments are closed.
    Picture

    RECEIVE OUR EMAILS

    Blog Categories

    All
    Ambassadors
    Bangladesh
    Burma/Myanmar
    Chichester
    Child Participation
    Child Protection Team
    Child Rights
    Child Sacrifice
    Cluster Learning
    Coronavirus
    Dalit
    Digital Education
    Early Childhood Development
    Education Loans
    Fundraising
    General
    #GetToKnowUs
    History
    Hope
    Humanitarian Relief
    India
    Kachin
    Karamoja
    Kyaka II Uganda
    Lebanon
    Postcode Lottery
    Protective Environments
    Refugees
    Rohingya
    Romania & Moldova
    Schools
    Storytellers
    The Body Shop At Home
    #ThrowbackThursday
    Uganda
    UK
    Ukraine
    Volunteer
    Women's Rights



    RSS Feed

JOIN US ON SOCIAL MEDIA
Click to donate

Get Involved

Corporate Partnerships
​
​Email updates
Fundraise 
Give Monthly
Grant Giving Organisations
​The Body Shop At Home
Volunteer

aBOUT US

Who We Are
​​​How  We Spend Your Money
Latest Stories
​Our Story
​​Our Work
Accessibility  | Annual Report  | Contact Us | Jobs | Media Centre | ​Privacy Policy | Resources | ​Safeguarding | Shop | ​Strategic Partners 
For raffle ticket holders | Take Part | Rules and Prizes | Complaints | Responsible Gambling ​
Logo which says 'Registered with Fundraising Regulator'

Registered charity no. 1101441
REGISTERED COMPANY No. 4996130 

​Children on the Edge, 5 The Victoria, 25 St Pancras, Chichester,  West Sussex, PO19 7LT, UK | 01243 538530 | communications@childrenontheedge.org 
  • DONATE
    • Ukraine Appeal
  • COUNTRIES
    • Country Overview
    • BANGLADESH >
      • Kutupalong
      • Cox's Bazar & Doharazi
    • INDIA
    • LEBANON
    • MYANMAR
    • UGANDA >
      • Jinja
      • Karamoja
      • Kyaka II
    • UKRAINE
  • ABOUT US
    • WHO WE ARE
    • Contact Us
    • 2022 Highlights
    • Annual Report
    • Awards
    • Meet the team
    • Our Story
    • Our Values
    • Our Partners
  • OUR WORK
    • OUR WORK Overview
    • Working on 'the Edge'
    • Safe Spaces
    • Child Rights
    • Refugee Education
    • Early Childhood Development
    • Cluster Learning In Uganda
    • Supporting Slum Communities
    • Tackling Caste Discrimination
    • Ending Child Sacrifice
  • GET INVOLVED
    • Get Our Email Updates
    • Autumn Raffle
    • Fundraise For Us
    • Challenge Events >
      • Virtual Challenge
      • Run The London Marathon
    • Schools
    • Trusts & Foundations
    • Corporate Partnerships
    • The Body Shop at Home
    • Volunteer
    • Shop
  • LATEST STORIES